There are several men sitting around in the locker room of a golf club. After a round, showering and getting changed for the 19th hole.

Suddenly a mobile phone on one of the benches rings. One of the men picks it up, and the following conversation ensues:
(H - Husband, W - Wife)
H - "Hello ?"
W - "Honey, it's me. Are you at the club? "
H - "Yes."
W -"Great! I am at the mall two blocks from where you are. I just saw a beautiful leather coat. It's absolutely gorgeous!! Can I buy it?"
H -"What's the price?"
W - "Only $1,000."
H - "Well, OK, go ahead and get it, if you like it that much..."
W -"Ahhh, and I also stopped by the Mercedes dealership and saw the 2005 models. I saw one I really liked. It's a SLK model. I spoke with the salesman and he gave me a really good price. And since we need to exchange the BMW that we bought last year...
H - "What price did he quote you?"
W - "Only $65,000..."
H - "OK, but for that price I want it with all the options."
W - "Great! But before we hang up, something else...
H -"What?"
W - "It might look like a lot, but I was reconciling your bank account and I stopped by the real estate agent this morning and saw the house we had looked at last year. It's for sale!! Remember? The one with a pool, English garden, acre of park area, beach front property."
H - "How much are they asking?"
W - "Only $450,000 -- a magnificent price.. .and I see that we have that much in the bank to cover..."
H - "Well, then go ahead and buy it, but just bid up to $420,000. OK?"
W - "OK, sweetie...Thanks! I'll see you later!! I love you!!!"
H - " Bye...I love you too..."

The man hangs up & closes the phone's flap. The other men are looking at him in astonishment and derision. The husband raises his hand while holding the phone and asks " Does anyone know who this Cell phone belong to???"